It’s no secret that family law matters can be financially overwhelming. At Law Offices of Sachee Nahata Arroyo, P.L.L.C., we understand how legal bills can hit hard during an already difficult time. While most law firms will require an upfront payment, we offer accessible, flexible payment options designed to ease the burden. With competitive pricing and financing through Affirm, we help clients across Austin, Pflugerville, and Central Texas get the legal support they need without sacrificing financial stability.
Payment Methods We Accept
✅ Credit Card (Visa, Mastercard, Discover, American Express)
✅ Cash
✅ Checks
✅ Bank Transfer
✅ Money Order
✅ Payment Plan
Financing Options Available + Our Office's Policy
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Cash: Yes, we accept cash payments.
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Personal Loans: We accept them, but you must apply for and manage the loan independently.
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Payment Plan: We offer an in-house payment plan through Affirm.
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401K loans: You can pay for our services with a 401K loan. However, you’ll need to handle the loan process directly with your plan administrator.
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Home Equity (HELOC): We accept payments funded by HELOC. You must coordinate and secure any home equity financing on your own.
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Borrowing From Others: Yes, you may use funds borrowed from family, friends, or other private sources to cover our fees.
Finance Your Case with a Payment Plan Through Affirm
Legal issues can strike at the worst times, and not being able to pay out-of-pocket shouldn’t be the reason you go without representation. That’s why we offer flexible payment plans that allow you to spread out the cost of your case over time. Our financing options have zero hidden fees and a simple approval process.
What Is Affirm?
Affirm is our financing partner that allows you to pay for legal services over time through fixed monthly payments. Instead of covering the entire cost upfront, Affirm breaks it into manageable installments with clear terms and no surprise charges. Depending on eligibility, you may qualify for 0% APR or low-interest options, making it one of the most accessible financing tools available.
How Our Legal Payment Plan Works
When you choose Law Offices of Sachee Nahata Arroyo, P.L.L.C., you’ll have the option to finance your case directly through Affirm at checkout. Here’s how it works:
STEP ONE
Choose Affirm when booking your legal service or consultation.
STEP TWO
Apply through Affirm’s secure portal (approval decision is generally instant).
STEP THREE
If approved, choose a payment plan that fits your budget. Options range from 3 to 36 months.
STEP FOUR
Make payments monthly via Affirm while we handle your case.
There are no late fees, compound interest, or gimmicks. Affirm is a straightforward way to get the legal help you need without the upfront financial strain.
Benefits of Financing a Divorce Lawyer with a Payment Plan
✅ Start your case immediately without waiting to save up.
✅ Break large legal costs into smaller, manageable monthly payments.
✅ No hidden fees or prepayment penalties.
✅ Options for 0% APR based on your credit profile.
✅ Easy online approval process—no paperwork or in-person credit checks.
✅ Helps maintain financial stability during a difficult and emotional time.
What to Do If You Need a Divorce Lawyer But Can’t Afford One?
Facing divorce is difficult enough without the added stress of wondering how you’ll pay for legal help. Here are a few steps you can take:
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Look for law firms that offer payment plans. We provide flexible payment plans for family law and divorce cases.
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Ask about free consultations. Many firms, including ours, offer a free initial consultation so you can understand your options without spending a dime.
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Explore personal financing. Some clients use 401(k) loans, home equity, or personal loans to fund legal costs when they’re not eligible for payment plans.
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Check local legal aid. If your income qualifies, you may be eligible for pro bono or sliding-scale legal help through legal nonprofit organizations.
Payment Plan and Affordability FAQs
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How to file for divorce in Austin, Texas?To file for divorce in Austin, you must have lived in Texas for at least six months and in Travis County for at least ninety days. You must first file a Petition for Divorce with the district clerk’s office, then serve your spouse, and follow court procedures for property division, custody, and support.
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What is the difference between contested and uncontested divorce?A contested divorce occurs when spouses disagree on divorce terms like property division, child custody, or support. A contested divorce requires legal intervention. On the other hand, an uncontested divorce is a situation in which both spouses agree on all terms, making the process faster and less expensive.
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How to file for divorce in Texas without a lawyer?You can file pro se (on one's own behalf) by submitting a Petition for Divorce, serving your spouse, and completing court-required documents. That said, errors in paperwork can cause delays and drag the process out, so we highly recommend legal guidance.
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Can my attorney fees be paid by my spouse?In some cases, courts in Travis and Williamson Counties may order one spouse to pay the other’s attorney fees. Judges typically consider factors such as financial disparity between spouses, whether one party is at fault for the breakdown of the marriage, and whether either side acted in bad faith during the divorce. However, it’s best to assume you’ll be responsible for your own legal costs and plan accordingly.
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How is property divided in a Texas divorce?Texas is a community property state, meaning marital assets are generally divided equally unless a judge finds a different division is fair. Separate property (owned before marriage or received as a gift/inheritance) is not divided.
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How much does a divorce cost in Texas?The cost of a divorce in Texas varies from county to county. Filing fees for both Travis and Williamson counties are typically around $350, with additional costs for service fees, mediation, and attorney representation. Uncontested divorces are far less expensive, while contested cases can cost thousands of dollars depending on the complexity of the case. Disclaimer: For the most accurate and up-to-date filing fees, please refer to the official website of your local county court.
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Can I get spousal support (alimony) in Texas?In Texas, spousal support (or spousal maintenance) is not automatic. A spouse must prove they cannot meet basic financial needs and meet criteria, such as a marriage lasting 10+ years, disability, or being a caregiver for a dependent.
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How can I make my divorce process smoother and less stressful?Here are some of our top recommendations for making your divorce process smoother and less stressful: Stay organized – Keep track of important documents, deadlines, and financial records. Communicate clearly – Approach discussions with your spouse calmly and focus on practical solutions. Consider mediation – Avoiding court can save time, money, and emotional strain. Know your rights – Understanding Texas divorce laws helps you make informed decisions. Get legal guidance – Having an experienced divorce attorney ensures the process is handled correctly and protects your interests.
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How can I limit the cost of my divorce?Divorce can quickly get expensive, but there are ways to keep costs under control. Pursue settlement when possible – Resolving issues through mediation instead of litigation can significantly reduce the cost of the divorce. Organized is key – Gather financial documents, records, and information ahead of time. Choose your battles wisely – Don’t spend thousands fighting over small, replaceable items. When possible, consider an uncontested divorce – If you and your spouse can agree on terms, the process is much faster and more affordable. Use your attorney strategically – Don’t use your lawyer as a therapist. Keep communication focused on legal issues to avoid unnecessary billing.